I hate the idea of resolutions. For some reason when I call them that they never happen. I get to the middle of January and I did not do a workout or whatever and they fall by the wayside. So a few years ago I decided to outline goals instead. In the last weeks of the year I try to take an inventory of what I am doing right or wrong and come up with ideas to make my life and my family's lives better.
This year has been very tough on us financially, so some of the goals are financial to help ease some of that burden in case we go through extended periods of unemployment again.
1- Create an emergency savings of $1000 as soon as possible. This is also one of the first steps suggested by the Dave Ramsay method. I have wanted to take his classes but I can't justify a couple hundred dollars to learn to manage money right now. $1000 may not be enough to solve whatever problem it is but at least I will feel better knowing there is that much toward the solution .
2-Have one spend free week per month. This is one the husband and I are going to try, but I have no idea if we can due to gas for the car. I think in order for him to get to work at some point mid week the car will need more gas. We may have to make the exception of a certain amount of gas money, as riding the bus or carpooling are not options. But even with a mid week gas run, the week would still save money if that was all that was spent.
3-Lose 10% of my body weight to become healthier. This is a beginning goal and one that should help to start the ball rolling.
4-Declutter the house. Once a week I want to go through and determine 30 things to sell, give away or discard, until we are to a more manageable level.
No comments:
Post a Comment